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About Us


DSC - an acronym for the "Darren Sugiyama Companies" - provides creative employee benefits solutions for small to medium-sized companies in the areas of:


*Generational Wealth Transfer

*Employee Retirement Benefits

*Executive Retirement Benefits

*Employer Tax-Savings Benefits

*Group Health/Dental/Vision Benefits

*Individual Supplemental Benefits

*Maximization of IRA/Pension Efficiencies

*Workers Compensation Insurance

*General Liability & Business Insurance

*Payroll Services



Our Backstory




Our founder - Darren Sugiyama - also founded insurance powerhouse Apex Outsourcing in 2003, Apex grew to over $37 million in annual sales within its 7th year, becoming the #1 producing benefits firm in the country for BenefitMall, Kaiser Permanente, HealthNet, and Colonial Life.


Darren developed custom employee benefits platforms for small businesses that were once reserved for 1,000+ employee companies, making them accessible to companies with less than 50 employees.  This was something no other small group benefits firm had ever done at the time.

In 2023 Apex merged with DSC, creating a completely new value proposition for business clients, once again offering them access to new exclusive benefits platforms.


DaVinci Financial & Insurance Associates - also founded by Darren Sugiyama - revolutionized the life insurance in 2012.

DaVinci made a name for itself by serving business owners and their employees from the West Coast to the East Coast using technology to communicate with their clients virtually, long before COVID impacted the way companies operate virtually today.

In 2017, DaVinci was responsible for 25% of all the life insurance policies sold for Pacific Life in Orange County, California.  In 2018, DaVinci was responsible for 29% of the all the life insurance policies sold for Penn Mutual in Orange County, and in 2019, over 38%.

In 2023, DaVinci merged with DSC, expanding the offering of our financial services to both  business owners and employees.

Meet Our Team

MEET OUR executive team


Founder & CEO

Darren Sugiyama is the Founder & CEO of DSC Financial & Insurance Solutions.  Prior to DSC, Darren founded DaVinci Financial & Insurance Associates (2012), a multi-office life insurance firm with offices in California, Connecticut, Nevada, New Jersey, New York, Texas, and Washington.    Prior to DaVinci, Darren founded Apex Outsourcing Insurance Services in Newport Beach, CA (2003), a group health insurance agency. 


Darren is also an internationally acclaimed author of seven published books.  His literary works are currently being distributed in Australia, Brasil, Canada, Croatia, Czechoslovakia, Denmark, India, Italy, Japan, New Zealand, Norway, Singapore, Sweden, the United Kingdom, and the United States of America.


His most notorious book, How I Built A $37 Million Insurance Agency In Less Than 7 Years, was originally published in 2010, however in 2020, he released the Second Edition of this book, updating everything he has learned and implemented in his business over the last decade.

Darren has also been a major educational contributor to the insurance industry with Premium Financed Life Insurance - The Key To Effective Estate Tax Planning (a book about using third-party lender capital to finance the purchase of $10MM-$250MM life insurance policies).

He is also a nationally acclaimed motivational speaker and has delivered keynote speeches at national events for multi-billion dollar insurance carriers, as well as both communication coaching and executive coaching for their management teams.

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Emilia has over 30 years of employee benefits experience.  Prior to DSC, Emilia was the founder and CEO of Pacific Bay Insurance Group, a 22-agent agency that specialized in supplemental benefits.  In it's second year in business (2012), Emilia led the agency to producing 58% of the newly acquired commercial clients for supplemental benefits carrier Colonial Life.  Prior to Pacific Bay, Emilia was a Regional Broker Sales Manager with various GAs including BenefitMall, LISI, and Dickerson.


Vice-President of Client Relations

Vince has over 25 years of employee benefits experience.  Prior to DSC, Vince specialized in strategic planning & business development with A.J. Gallagher, UNUM, Assurant, and SafeGuard.  Prior to his career in the corporate world, Vince served our country in the United State Marine Corps.  We are grateful for his service to this great country.


Director of Retirement & Financial Services

Lionel has over 10 years of estate planning & retirement planning experience.  Prior to DSC, Lionel got his start in the life insurance and financial services industry with Mass Mutual.  Prior to entering this industry, Lionel served our country in the United State Marine Corps.  We are grateful for his service to this great country.


Director of Underwriting & Loan Services

Kelly handles our life insurance underwriting both internally and for our external broker partners.  She also manages loan renewals for our premium financed life insurance clients.  Prior to her role in this capacity, Kelly worked as the Executive Assistant to our Founder & CEO, Darren Sugiyama.

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Director of Accounting

Joey leads our accounting team at The Darren Sugiyama Companies which includes three other businesses, managing our billing department and commission department.

In addition, Joey works with Kelly Stone - our Director Of Premium Financing Loans - orchestrating the accounting side of our banking relationships.

Contact Us




(949) 486-4800

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© 2021 The Darren Sugiyama Companies

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