A COLLECTION OF PREMIER
EMPLOYEE BENEFITS FIRMS
01 ABOUT US
We are a collection of inter-related companies that provide employee benefits, executive benefits, and wealth management services to closely held businesses.
Though our core focus has always been on serving our clients with superior and uber-sophisticated insurance solutions, we also provide services to our peers in the insurance industry, assisting them in delivering unique experiences and solutions to their clients as well.
In this regard, we have few competitors, but many partners.
Our fundamental belief is that there are more than enough opportunities to spread around, and that if we remain passionate about serving as many clients as we can -- whether it be directly or indirectly -- that our mission of providing unique and superior solutions will prevail.
02 OUR COMPANIES
Apex Outsourcing has created custom employee benefits platforms for small businesses that were once reserved for 1,000+ employee companies, making them accessible to companies with less than 50 employees.
Utilizing technology, Apex provides business owners and their employees a completely unique benefits experience, from plan selection, to enrollment, to claims administration
Founded by Darren Sugiyama in 2003, Apex grew to over $37 million in annual sales within its 7th year, becoming the #1 producing benefits firm in the country for BenefitMall, Kaiser Permanente, HealthNet, and Colonial Life.
DaVinci Capital Investment Advisors specializes in advising employees on retirement planning and alternative investment strategies. Often times, small businesses don't offer retirement programs to their employees.
So DaVinci's proprietary Employee Retirement Program (ERP) provides employers with a completely voluntary platform that requires zero employer contributions, zero employer administration, and zero participation requirements.
In 2017, DaVinci was responsible for 25% of all the life insurance policies sold for Pacific Life in Orange County, California. In 2018, DaVinci was responsible for 29% of the all the life insurance policies sold for Penn Mutual in Orange County, and in 2019, over 38%.
Lionsmark Capital specializes in premium financing large life insurance polices for high net worth individuals (between $20MM-$100MM policies).
In addition, Lionsmark also funds key-employee deferred compensation arrangements for closely held businesses utilizing our proprietary lending platforms, employing leverage in multi-life cases.
We have gained the reputation as the most sophisticated and technically-sound premium financing intermediary in the country, endorsed by all of the major carriers, producer groups and BGAs in the life insurance industry.
We are often brought in as the specialist by RIA firms, top-producing life insurance agents, and carriers to work with their uber-high net worth life insurance clients.
BreadBox Solutions is a software company that generates analytical data reports to top tier life insurance agents and investment advisors to assist in educating their clients on how various design elements may affect financial outcomes during different economic conditions.
Such reports create Hypothetical Synthetic Assets that act as a proxy for extremely sophisticated investment strategies and indexed universal life insurance products, depicting how floors, caps, multipliers, high-cap options, and asset-based charges perform during times of volatility and different sequences of returns.
Ultimately, we provide tools and services to advisors to help them better educate their clients.
03 MEET OUR CEO
Our founder - Darren Sugiyama - is the sole owner of Apex and DaVinci, and has three additional business partners in Lionsmark Capital and Breadbox Solutions.
Darren is also an internationally acclaimed author of seven published books. His literary works are currently being distributed in Australia, Brasil, Canada, Croatia, Czechoslovakia, Denmark, India, Italy, Japan, New Zealand, Norway, Singapore, Sweden, the United Kingdom, and the United States of America.
His most notorious book, How I Built A $37 Million Insurance Agency In Less Than 7 Years, was originally published in 2010, however in 2020, he released the Second Edition of this book, updating everything he has learned and implemented in his business over the last decade.
Darren has also been a major educational contributor to the insurance industry with two of his books, including OUCH - How My Investment Advisor Lost Me $930,000 In Three Years, and The Definitive Book On Premium Financing.
He is also a nationally acclaimed motivational speaker and has delivered keynote speeches at national events for multi-billion dollar insurance carriers, as well as both communication coaching and executive coaching for their management teams.