Lionsmark Capital specializes in financing large life insurance policies.
The concept of premium financed life insurance is not as foreign an idea as you might think. It is not much different than financing any other asset... like real estate for example.
In the 3-minute video below, we explain the general concept of Premium Financing and when it can be a great solution for the right type of life insurance client.
Due to the complexity and sophistication of Premium Financing, it is important to have the right firm design and administer the plan.
Several variables that should be mathematically modeled include market volatility, fluctuating borrowing rates, floors and caps, par loan rates, multiplier bonuses, asset-based charges, and the list goes on.
Lionsmark Capital has proprietary software that models all of our premium financing designs to backtest and stress-test each lending platform to ensure program sustainability during adverse market conditions.
We have 14 lenders on our platform and we have partnerships with 11 different life insurance carriers. In fact, we are one of only 8 premium financing firms in the country endorsed by National Life Group, and only one of 7 firms in the country endorsed by Penn Mutual. See below.